More than half of consumers are expected to shop over the Internet this year. The Independent Community Bankers of America (ICBA) and The Harbor Bank of Maryland have issued tips to help consumers stay safe and secure when ordering online.
Now is the perfect time to join the “go local” movement by banking locally with a community bank like The Harbor Bank of Maryland.
Having good credit is essential to qualify for a mortgage or finance a purchase, and it often helps determine the rate you will receive on any type of loan. The Independent Community Bankers of America (ICBA) and The Harbor Bank of Maryland urge consumers to practice smart saving and spending habits now to help establish good credit that will serve as the foundation for a more secure financial future.