WESTMINSTER, Md. (AP) — Habitat for Humanity of Carroll County is undertaking its biggest project since its start a dozen years ago.

The Carroll County Times of Westminster reports the organization is building five townhouses for first-time homeowners. The homes will be three stories, 1,640 square feet and have three bedrooms and one and a half bathrooms.

Applicants who want to live in the homes have to be first-time homebuyers and make less than 60 percent of the area’s median income. The homeowners will have a 30-year, $140,000 first mortgage with a zero percent interest rate. The average monthly payment will be $750.

In the past, Habitat for Humanity has built two homes, one in 2004 and another in 2008.

Applications for the new homes are due Feb. 15.

(Copyright 2013 by The Associated Press. All Rights Reserved.)


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